Sole traders
For those who like to run their own show
- ABN holders with active trading history
- Single-operator businesses
- Sole owners that work across all industries
Running your own show and just want to get on with business? Save time by comparing options from our panel of 30+ trusted Australian lenders.

Real customers, real outcomes

Low Doc Loans
Whether you need a new work vehicle, tools or equipment to keep your business moving, we'll help you review finance options based on your needs and circumstances. A low doc loan is designed for eligible ABN holders, sole traders, contractors and self-employed applicants who have the income to support a loan. If that’s you, have a chat with one of our brokers, who can compare and share options from our panel of 30+ lenders. They’ll also explain the documentation you need to strengthen your application.
WHY FIDO FINANCE
Get approved today, get to work tomorrow!
Most approvals come through within 24 hours*
We fetch your best rate
We compare 30+ lenders and chat through the best ones
Our experts make life simpler
One specialist guides you through the entire process
How does it work?
From your first enquiry right through to settlement, your dedicated Fido Finance broker handles the heavy lifting at every stage.
Answer a few quick questions by filling out our online form or give us a call (we love a chat) to kick things off.
A finance specialist will be in touch to learn more about your goals, situation and borrowing requirements.
We match your profile against our panel of 30+ lenders to identify loan options that may suit your needs.
We lay out the best options in plain English so you can choose with confidence, no jargon and no pressure.
Once you choose an option, we help complete the application and arrange the required loan documents for signing.
We take the hard work out of the process by managing the paperwork and dealing with the lender (or dealership) through to settlement.
What we can finance
From new sole traders to established businesses with changing circumstances, finance may be available for:

About
Fido Finance is a 100% Australian-based finance brokerage.
Since 2020, we’ve built relationships with more than 30 bank and non-bank lenders to help Australians explore finance options that suit their goals and circumstances. In that time, we’ve secured over $700 million in approved loans.
From your first conversation through to settlement, you’ll work with one dedicated finance specialist. They’ll compare options from our lender panel based on your situation, talk you through the process and handle the paperwork. Loan terms may range from one to seven years, depending on the product, lender and your eligibility. There’s no obligation to proceed. We’re here for clear guidance and straightforward answers.
A low doc (low documentation) loan is a streamlined commercial credit facility designed for self-employed individuals, contractors, and business owners who don't have up-to-date, fully finalised tax returns or traditional financial statements. Instead of standard tax records, lenders assess serviceability using alternative proof of business income, such as recent Business Activity Statements (BAS) or business bank statements.
Keep your business moving. Speak to one of our finance specialists today to explore low doc finance options.