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Farm machinery finance made for you

From tractors to harvesters, we'll compare finance options from 30+ trusted Australian lenders to keep your operation moving.

  • New and used machinery eligible
  • Private seller or dealer purchases
  • Explore options with no obligation to proceed
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Farm machinery finance

Personalised farm machinery finance for you

Whether it’s a tractor, irrigation system or forage harvester, we can help you explore suitable finance options for your next farm machinery purchase. Finance may be available for eligible new and used equipment purchased from dealers or private sellers. Once you know what you need and you’re ready to chat, one of our dedicated specialists can assess your requirements, compare relevant available options and support you through the application process.

Why Fido Finance

We hunt down better rates

  • Get approved today, place your order tomorrow!

    Most approvals come through within 24 hours*

  • We fetch your best rate

    We compare 30+ lenders and present the best options

  • Our experts make life simple

    You’ll only have to deal with one broker throughout the process

How does it work?

Six simple steps to settled

From your first enquiry right through to settlement, your dedicated Fido Finance broker handles the heavy lifting at every stage.

  1. Enquire

    Answer a few quick questions by filling out our online form or give us a call (we love a chat) to kick things off.

  2. Discuss your needs

    A finance specialist will be in touch to learn more about your goals, situation and borrowing requirements.

  3. Compare suitable options

    We match your profile against our panel of 30+ lenders to identify loan options that may suit your needs.

  4. Review your options

    We lay out the best options in plain English so you can choose with confidence, no jargon and no pressure.

  5. Accept and sign

    Once you choose an option, we help complete the application and arrange the required loan documents for signing.

  6. Settle

    We take the hard work out of the process by managing the paperwork and dealing with the lender (or dealership) through to settlement.

Use cases

What can you use farm machinery finance for?

From planting season to harvest time, finance may be available for:

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Tractors and tillage equipment

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Keep paddocks productive with the right machinery

  • Utility tractors
  • Ploughs and cultivators
  • Seeders and planters
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Harvesting machinery

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Get the crop in on time with reliable equipment

  • Headers and combines
  • Grain carts and chaser bins
  • Forage harvesters
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Irrigation systems

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Manage water efficiently across your property

  • Centre pivot systems
  • Drip and overhead irrigation
  • Pumps and water infrastructure
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Livestock equipment

4/6

Keep your livestock operation on track

  • Yards and crushes
  • Shearing equipment
  • Feedlots and water troughs
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Used and private sale farm machinery

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Sometimes the best equipment isn’t brand new

  • Private seller purchases
  • Auction buys
  • Ex-lease and demo equipment
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Refinancing and upgrades

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Review your current loan or upgrade ageing equipment

  • Refinance an existing machinery loan
  • Trade up to a more efficient model
  • Add attachments or ancillary equipment
fido finance team

About

About Fido Finance

Fido Finance is a 100% Australian-based finance brokerage.

Since 2020, we’ve built relationships with more than 30 bank and non-bank lenders to help Australians explore finance options that suit their goals and circumstances. In that time, we’ve secured over $700 million in approved loans.

From your first conversation through to settlement, you’ll work with one dedicated finance specialist. They’ll compare options from our lender panel based on your situation, talk you through the process and handle the paperwork. Loan terms may range from one to seven years, depending on the product, lender and your eligibility. There’s no obligation to proceed. We’re here for clear guidance and straightforward answers.

Frequently asked questions

Contact support

Farm machinery finance is a commercial credit solution that allows primary producers and agricultural businesses to acquire essential equipment without tying up working capital. Fido Finance compares options across 30+ bank and non-bank lenders to arrange chattel mortgages, commercial hire purchases, or equipment leases tailored to your seasonal cash flow and harvesting cycles.

Ready to get started?

Have a chat with our specialists today about your short and long-term plans for your farm.