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Heavy machinery finance made for you

Whether it’s an excavator or industrial CNC machine, we'll compare finance options from 30+ trusted Australian lenders.

  • New and used machinery eligible
  • Construction, manufacturing and trade equipment covered
  • Explore options with no obligation to proceed
Large farm machinery
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Machinery finance

Personalised machinery finance for you

Whether you’re considering a grader, bulldozer, forklift or other eligible equipment, we can help you compare machinery finance options available through our lender panel. Finance may be available for eligible new and used equipment purchased from dealers or private sellers. Once you’ve chosen your equipment, come and have a chat. One of our dedicated specialists will assess your needs, explain relevant requirements and support you through the application process.

Why Fido Finance

We hunt down better rates

  • Get approved today, put your order in tomorrow!

    Most approvals come through within 24 hours*

  • We fetch your best rate

    We compare 30+ lenders and run through the best ones

  • Our experts make life simple

    You’ll only deal with one broker throughout the process

How does it work?

Six simple steps to settled

From your first enquiry right through to settlement, your dedicated Fido Finance broker handles the heavy lifting at every stage.

  1. Enquire

    Answer a few quick questions by filling out our online form or give us a call (we love a chat) to kick things off.

  2. Discuss your needs

    A finance specialist will be in touch to learn more about your goals, situation and borrowing requirements.

  3. Compare suitable options

    We match your profile against our panel of 30+ lenders to identify loan options that may suit your needs.

  4. Review your options

    We lay out the best options in plain English so you can choose with confidence, no jargon and no pressure.

  5. Accept and sign

    Once you choose an option, we help complete the application and arrange the required loan documents for signing.

  6. Settle

    We take the hard work out of the process by managing the paperwork and dealing with the lender (or dealership) through to settlement.

What we can finance

What can you use a heavy machinery loan for?

From the production line to major construction projects, finance may be available for:

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Construction and earthmoving

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Keep projects moving with the right machinery on site

  • Excavators and backhoes
  • Skid steers and loaders
  • Cranes and lifting equipment
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Manufacturing and industrial

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Need something to keep the production line running?

  • CNC machines and lathes
  • Industrial printers and cutters
  • Warehouse forklifts and pallet movers
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Tradie and workshop equipment

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The tools your business depends on

  • Specialised trailers and rigs
  • Generators and compressors
  • Heavy-duty workshop tools
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Agriculture and earthworks

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The machinery you need to keep the farm operating

  • Tractors and implements
  • Irrigation and water infrastructure
  • Land clearing equipment
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Used and private sale machinery

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When you need something that’s worked before

  • Private seller purchases
  • Auction buys
  • Ex-lease and demo equipment
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Refinancing and upgrades

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Revisit an existing loan or upgrade to the latest model

  • Refinance an existing machinery loan
  • Transition to a more efficient model
  • Add attachments or ancillary equipment
fido finance team

About

About Fido Finance

Fido Finance is a 100% Australian-based finance brokerage.

Since 2020, we’ve built relationships with more than 30 bank and non-bank lenders to help Australians explore finance options that suit their goals and circumstances. In that time, we’ve secured over $700 million in approved loans.

From your first conversation through to settlement, you’ll work with one dedicated finance specialist. They’ll compare options from our lender panel based on your situation, talk you through the process and handle the paperwork. Loan terms may range from one to seven years, depending on the product, lender and your eligibility. There’s no obligation to proceed. We’re here for clear guidance and straightforward answers.

Machinery finance FAQs

Heavy machinery finance is a commercial credit solution that allows your business to acquire revenue-generating equipment without paying the full cost upfront. Fido Finance compares options across 30+ bank and non-bank lenders to arrange chattel mortgages, commercial hire purchases, or equipment leases. You make regular repayments over a set term while the machine earns for your business.

Ready to get started?

The right equipment could be within reach. Have a no pressure chat with one of our specialists today.