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Boat finance made for you

Whether you’re after a fishing boat or jet ski, we'll find a competitive rate from 30+ trusted Australian lenders.

  • New and used watercraft eligible
  • Private seller or dealer purchases
  • Explore your options with no obligation to proceed
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Boat finance

Personalised boat finance for you

From fishing dinghies to family cruisers, we’ll find finance that matches your love for water. It doesn’t matter if you’re dealing with a private seller or going through a dealer, new and used vessels are eligible. Once you’ve decided on a vessel, come and have a chat. Our experts can compare products from over 30 lenders, so you don’t have to spend all day ringing around for the best deal. All you have to do is tell what you’re after, and we’ll do the rest.

Why Fido Finance

We hunt down better rates

  • Get approved today, set sail tomorrow!

    Most approvals come through within 24 hours*

  • We fetch your best rate

    We compare 30+ lenders and present the best options

  • Our experts make life simple

    You’ll only ever deal with one broker

How does it work?

Six simple steps to settled

From your first enquiry right through to settlement, your dedicated Fido Finance broker handles the heavy lifting at every stage.

  1. Enquire

    Answer a few quick questions by filling out our online form or give us a call (we love a chat) to kick things off.

  2. Discuss your needs

    A finance specialist will be in touch to learn more about your goals, situation and borrowing requirements.

  3. Compare suitable options

    We match your profile against our panel of 30+ lenders to identify loan options that may suit your needs.

  4. Review your options

    We lay out the best options in plain English so you can choose with confidence, no jargon and no pressure.

  5. Accept and sign

    Once you choose an option, we help complete the application and arrange the required loan documents for signing.

  6. Settle

    We take the hard work out of the process by managing the paperwork and dealing with the lender (or dealership) through to settlement.

What can you use a boat loan for?

From fishing trips to coastal adventures, finance may be available for:

1/6

Fishing boats

1/6

Get the right setup for your next big catch

  • Tinnies and aluminium
  • Offshore fishing boats
  • Bow riders
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Family cruisers

2/6

Take the family out for a weekend getaway

  • Pontoon boats
  • Cabin cruisers
  • Deck boats
3/6

Jet skis and tow sports boats

3/6

Perfect if you have a need for speed

  • Stand-up jet skis
  • Sit-down jet skis
  • Ski, wakeboard and wake surf boats
4/6

Sailing boats

4/6

Let the breeze take you where you want to go

  • Monohulls
  • Catamarans
  • Trailer sailers
5/6

Used and private sale vessels

5/6

When you want a boat with a little character

  • Private seller purchases
  • Auction buys
  • Demo and ex-display models
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Refinancing and upgrades

6/6

Score a better rate or upgrade to something shinier

  • Refinance an existing boat loan
  • Upgrade to the latest model
  • Add accessories or new equipment
fido finance team

About

About Fido Finance

Fido Finance is a 100% Australian-based finance brokerage.

Since 2020, we’ve built relationships with more than 30 bank and non-bank lenders to help Australians explore finance options that suit their goals and circumstances. In that time, we’ve secured over $700 million in approved loans.

From your first conversation through to settlement, you’ll work with one dedicated finance specialist. They’ll compare options from our lender panel based on your situation, talk you through the process and handle the paperwork. Loan terms may range from one to seven years, depending on the product, lender and your eligibility. There’s no obligation to proceed. We’re here for clear guidance and straightforward answers.

Frequently asked questions

Contact support

Boat and jet ski finance allows you to borrow funds to purchase a vessel or personal watercraft (PWC), which you repay over a set period with interest. Fido Finance compares options across 30+ lenders to tailor a loan structure suited to your budget. Once your final repayment clears, the watercraft is completely yours.

Ready to get started?

Your next voyage is just a quick conversation away. Have a no obligation, no pressure chat with our specialists today.